Affirm Financing
Get flexible monthly payment options
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
When inspiration strikes, Affirm Financing helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
How Affirm Works
Choose 4 interest-free payments paid every two weeks or monthly installments.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
1. Fill In Your Cart
2. Choose How to pay
3. Pay over time Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy with confidenceÂ
With Affirm Financing, you always know exactly what you’ll owe and when you’ll be done paying.
Transparent
You’ll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Disclosure
FAQ
Can I pay off my purchase early? Yes! There’s no penalty for paying early.
How do I make my payments? You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments
are due.
Can I return an item I bought with Affirm? Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit? No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
Do I need a mobile number to use Affirm? Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in. Where can I learn more about Affirm? You can visit their website at affirm.com.
Shop now and use Affirm Financing for your larger items.